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It’s time to start SMALL SAVING
Most of the time middle class family has tight budget and might think don’t have enough balance for saving. Even though the situation is bit tight we have to make a room for a little saving which might help lot while we struggle at the time of heavy financial crisis or job loss or no income or future.
Quote: Little drops of water, Little grains of sand, Make the mighty ocean and the pleasant land… So the little saving will give you healthy and wealthy future.
mutual funds
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. It’s been managed effectively by fund managers who are very professional and having vast experience in this industry.
We as a certified profession with ASSOCIATION OF MUTUAL FUNDS IN INDIA (AMFI) can guide our customer to select suitable fund based on customer needs and requirements.
TAX SAVING FUNDS
Income tax saving upto 1.5 Lac as per Income tax act 80C. Minimum lock in period should be 3 Years. No Entry/Exit Load charges; it’s completely free.
LARGE CAPS FUNDS
AUM (Asset Under Management) will be allocated in the largest 100 stocks listed in the Indian markets. Larger stocks are less risky compare to smaller stocks. Suitable for moderate risk investors.
RETIREMENT FUNDS
AUM will be allocated in stocks and bonds. These funds have a lock in period of 5 years or till the retirement age(whichever is earlier). It is less risky due to higher duration.
CHILDREN FUNDS
AUM will be allocated in stocks and bonds. These funds have a lock in period of 5 years or till the child attain major. It is less risky due to higher duration. Suitable for child education/marriage and their future.
Why Mutual Funds
Mutual funds are best compare to other investments due to various reason
- Capital Growth: For Longer duration, Less risky
- Tax Saving: Saving upto 1.5 Lac
- Various Funds: Based on need, choose different mutual fund
What You Get
Expected return will be much more compare to traditional investment in long term.
- Capital Gain: Get more return compare to FD/RD other saving plan based on market conditional.
- Tax Exemption: Upto 1 Lac profit per year, there is no tax.
- Great Flexibility: Fund can be switched to various fund and having greater flexibility